Comparison Direct Deposit and Debit Card

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Read time: 14 minutes

Direct Deposit Debit Card

Completely free
(subject to the rules of your bank)

 May incur fees and/or surcharges
Need to have checking or savings account Do not need a bank account

Will have to provide DOL with bank routing number and account number

 There are no routing or account numbers
Access to first paymentwill occur within 2 banking days after you file your weekly claim, as long as you are approved for benefits.Example:You file on a Friday and you are eligible – payment should be in your account on Tuesday (Monday and Tuesday are banking days.).

Access to first payment is approximately 1 week to 10 days afteryou make the selection for debit card.
No activation required Card needs activation
No card to lose or damage or have stolen Card can be lost, stolen or damaged
Have to sign up on-line for this payment method If no payment method is selected, Debit Card is the default payment method

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