- My producer license expired. Can I still renew my license?
Yes. If your license has been expired for no more than one year, you may still renew it; however, a late fee will apply. Resident producers must also complete all required Continuing Education (CE) before renewing.
If your license has been expired for more than one year:
- Connecticut residents must complete the pre-licensing requirements and pass the Connecticut Producer exam before applying again.
- Nonresidents may reinstate by submitting a new application through NIPR, provided they hold an active resident license in their home state.
- I didn’t receive a renewal notification and now my license is expired. Do I have to pay the late fee?
Producers ONLY: Yes, there is a late fee during the late renewal period.
Non-Producers: No, there is no late fee; however, you are required to submit a new application to reinstate your license.
Important: Renewal notifications are sent to the business email address we have on file. It is essential to keep your email address current and report any changes to your license information within 30 days, as required by statute.
If you didn’t receive a notification, please check your junk or spam folder, as it may have been filtered there. We also recommend updating your email settings to ensure future correspondence from sbs@naic.org is not sent to your junk folder, since all renewal emails will be sent from this address.
- Is there a grace period for any license type to renew?
No, there are no grace periods for license renewal. Licenses must be renewed by the expiration date to remain active.
- What license is required to sell regular long-term care insurance in Connecticut?
To sell regular long-term care insurance in Connecticut, an insurance producer must hold an active Accident & Health or Sickness line of authority on their producer license.
Note: This is different from selling the Partnership for Long-Term Care insurance, which has additional requirements.
For more information about the Connecticut Partnership for Long-Term Care, please contact the Office of Policy and Management (OPM) directly at:
- OPM.CTPartnership@ct.gov
- Or visit their website: Connecticut Partnership for Long-Term Care
- Are fidelity bonds required to obtain a regular Producer license in Connecticut?
No. There is no bond requirement to obtain a Producer license in Connecticut.
- How do I add a line of authority (LOA) to my existing license?
To add a line of authority (LOA) to your existing license:
- Visit NIPR and follow the instructions to amend your license and add the new LOA.
- Note: If you are in your renewal period, you must first renew your current license before submitting the amendment.
- If the new LOA requires an exam, you must pass the exam before submitting the amendment application and fee.
- How do I remove a Line of Authority (LOA) from my license?
Complete and submit the LOA Removal Request form.
- I applied for the wrong type of license (Fraternal Agent instead of Insurance Producer), What should I do?
If your Fraternal Agent license has already been issued, please note:
- No refunds will be provided.
- The Department cannot switch the license type or apply the fees paid toward another license.
- To cancel the Fraternal Agent license, you must complete and submit a Voluntary Surrender Request form.
- You must first take and pass the appropriate Producer exam.
- Then, apply for the correct license through NIPR.
- Wait 1–2 days for your passed exam results to upload to the national database.
- Verify that your personal information was entered correctly during the exam or application process.
- I applied for the Variable Life/Variable Annuity Line of Authority (LOA), but it is not showing on my license. Why?
To hold the Variable Life/Variable Annuity LOA in Connecticut, you must be actively registered with a FINRA broker-dealer. If you are not actively registered, the authority will not be granted. Note: Registration as an Investment Advisor is not accepted.
Next steps:
- Contact your broker dealer to complete the FINRA registration process.
- Once registered, submit an amendment application and fee through NIPR to add the LOA to your license.
