- What types of insurance licenses are available in Connecticut?
To view a full list of available licenses, visit the Connecticut Insurance Department’s Licensing page: Licensing Types.
- I am new to the insurance industry. What type of insurance license should I get?
The Department cannot tell you which license type you would require. You will need to contact your company or employer to determine the specific type of license you need. Click here for a list of licensing types.
- Do I need a license?
In Connecticut, any individual or business entity that sells, solicits, or negotiates insurance for any class or classes of insurance must hold a valid license for the corresponding line of authority, as required by Connecticut law. Additionally, if the individual or entity represents an insurer or acts as an agent of the insurer, they must have a valid appointment with that insurer. If you're unsure whether you need a license, it is recommended that you contact your company or employer before applying for the license you believe is necessary to comply with the law.
- How do I apply for a Connecticut license?
Visit the Connecticut Insurance Department Licensing page at: https://portal.ct.gov/cid/licensing to review the full list of license types and their requirements.
All resident and nonresident license applications must be submitted online through the National Insurance Producer Registry (NIPR).
If you do not see the license type you need, please contact us at cid.licensing@ct.gov for assistance.
- How much does it cost to apply for an insurance license in Connecticut?
Licensing fees vary by license type. Please review the specific fee listed under your license category on our Licensing Types page.
- How long is my insurance license valid in Connecticut?
License duration varies by license type. Please review your specific license category on our Licensing Types page for details.
To check your license expiration date, log in to the National Insurance Producer Registry (NIPR) or search for your license through the State Based Systems (SBS) website.
- What should I do if I lose my insurance license or need a duplicate?
You can access and print your current license through the State Based Systems (SBS) website. Follow these steps:
- Visit the SBS Home Page: State Based Systems.
- Select "Print License."
- Choose "Connecticut" as the jurisdiction.
- Select "Individual."
- Enter your last name.
- Enter your National Producer Number (NPN).
- Enter the last 4 digits of your SSN.
- Can I sell insurance in Connecticut if my license is revoked or suspended?
No. You may not conduct insurance business in Connecticut if your license is revoked or suspended.
If you have additional questions, please contact the Connecticut Insurance Department at: cid.licensing@ct.gov.
- How soon can I renew my license before it expires?
You can renew your license up to 90 days before the expiration date. For resident Producers, you must ensure you are Continuing Education (CE) compliant before you will be able to submit your renewal. You can view your CE transcript and find approved providers or courses on our vendor’s website at Pearson.
- Will I receive a copy of my license by mail?
No, the Department does not mail out hard copies of licenses. You will need to go online via State Based Systems (SBS) to access and print your license.
- How do I print my license?
To view and print an individual license, go to SBS:
- Visit the SBS Home Page: State Based Systems.
- Select "Print License."
- Choose "Connecticut" as the jurisdiction.
- Select "Individual."
- Enter your last name.
- Enter your National Producer Number (NPN).
- Enter the last 4 digits of your SSN.
- How do I obtain a letter of certification?
To obtain a letter of certification, visit the State Based Systems (SBS) website. Select "Print License" and enter the required information. You may print that screen, as it may serve in lieu of a Letter of Certification.
- How long does it take to process an application?
Applications are typically processed within 7–10 business days, provided all requirements are complete. Review of the application begins only after all required documents have been submitted and received. Please note that if there is a background infraction, processing times may be extended. To avoid delays, kindly refrain from calling or emailing about your application status unless at least 10 business days have passed.
- If I leave the insurance business or state, may I continue receiving commissions?
For information regarding commissions after leaving the insurance business or the state, please refer to Connecticut General Statute 38a-702l(c).
- I received a denial letter. How can I appeal this decision?
To appeal a denial, please contact the Investigations Division directly to learn about the requirements. Send an email to cid.inv@ct.gov with the subject line: Applicant’s Name, NPN, Transaction # - denial.
- I am retiring, but my license is still active. Should I cancel it or let it expire?
You may either cancel your license now or let it expire without penalty. To cancel immediately, complete and submit a Voluntary Surrender Request form.
- I am trying to print my license. What is my National Producer Number (NPN)?
Go to www.statebasedsystems.com, navigate to the Licensing Quick Center, choose "Lookup," and then enter your last name and first name in the designated fields after selecting the appropriate jurisdiction, search type, and entity type.
- I have my NPN, but why am I unable to print my license?
Issues with license status, system errors, or pending renewals might prevent printing. Verify your license status and ensure all requirements are met. For assistance, contact the Connecticut Insurance Department at: cid.licensing@ct.gov.
- Do I need a Connecticut license if I will be conducting business there, but I am not a resident?
Yes. If you plan to conduct insurance business in Connecticut, you must obtain a Connecticut nonresident license.
Licensing requirements and application instructions are available on our License Types page.
- I live in New York, Massachusetts, or Rhode Island and work in Connecticut. Can I obtain a Connecticut resident license?
Yes. If you live in New York, Massachusetts, or Rhode Island and work in Connecticut, you are eligible to obtain a Connecticut resident license because these states are considered border states. Licensing requirements and application instructions are available on our License Types page.
- I am a non-US citizen. Can I get a license?
Non-US citizens can obtain a license in Connecticut if they provide proof of US work authorization (e.g. Permanent Resident Card, Employment Authorization Card) and have a valid Social Security Number (SSN). An Individual Taxpayer Identification Number (ITIN) is not acceptable.
- I am a resident of Canada. Can I obtain a Connecticut license?
Residents of Canada and other non-U.S. residents are generally ineligible for a Connecticut insurance license unless they hold a reciprocal license from another U.S. state or territory, such as a Designated Home State (DHS) license. Connecticut does not issue resident licenses to Canadian residents.
- Is my out-of-state license reciprocal with Connecticut?
Yes, Connecticut has reciprocity agreements with all states, including Designated Home States (DHS). Licensing requirements and application instructions are available on our License Types page.
- How can I obtain a list of individual or business entity licensees?
Requests for licensee information can be made through the Freedom of Information (FOI) Report Generator.
