The Property and Casualty Division

The Property & Casualty division regulates property and casualty insurance through a three-tier system of statutory standards embodied in Title 38a of the Connecticut General Statutes. The Property and Casualty Division reviews all rate, rule, and form filings made by property and casualty insurers in the state. These filings cover approximately 23 major lines of insurance provided by approximately 525 licensed companies. The division monitors price competition and levels of availability and affordability of needed insurance.

About the Property and Casualty Division

Product Form, Rate, and Rule Filing Requirements and Procedures

• PERSONAL LINES
• COMMERCIAL LINES

Property and Casualty Topics

• Business Interruption Insurance & COVID-19
• Crumbling Foundations
• Extended Warranty Forms Filing Guidelines:
  • Law: Sec. 42-260. Extended warranties. Definitions. Warranty requirements. Reimbursement insurance policy. Regulations. Exceptions.
    Secs. 42-261 to 42-269
  • Bulletin: BULLETIN PC-45-03 – Extended Warranty Contracts
• Coastal Homeowners
• Medical Malpractice
• Notice to Insurers & Producers
• P & C Reporting Requirements
• Workers' Compensation

Involuntary Market Plans

• Automobile Assigned Risk Plan
• Homeowner FAIR Plan (Fair Access to Insurance Requirements Plan)
• Workers' Compensation Assigned Risk Plan - Administered by the National Council on Compensation Insurance, Inc. (NCCI)
• Video: Why Loss Costs Vary By States