Public Adjuster (Individual & Business Entity)

PUBLIC ADJUSTER – Any person or business entity that, as a business, adjusts loss or damage claims on behalf of an insured under insurance policies covering fire or other hazards, or advertises or solicits such services.

Attorneys settling claims on behalf of clients are not considered insurance adjusters.

C.G.S. §38a-723 – see Title 38a* Insurance

Initial: $300.00
Reinstatement: $300.00
Renewal: $250.00
No pro-rating, non-refundable $50.00 application fee.

Two (2) years – Expires April 30th every EVEN year.

Residents:

Follow these steps in order:

Step 1: Complete Pre-Licensing Education

  • A pre-licensing course is required before taking the Public Adjuster examination.
  • Select a course from the approved Property & Casualty (P/C) Pre-Licensing Provider list.

Step 2: Schedule and Take the Exam

  • Download the Candidate Handbook and schedule your examination through Pearson.
  • On exam day, you must present either:
    • Your pre-licensing education certificate, or
    • A pre-licensing waiver letter

Step 3: Wait for Exam Results to Upload

  • After passing the exam, wait 1–2 business days before applying
  • The Connecticut Insurance Department verifies exam results electronically. You do not need to submit exam results.

Step 4: Apply for Your License

Non-Residents:

A Designated Responsible Licensed Person (DRLP) is a licensed individual designated by a business entity to be responsible for the entity’s insurance license and regulatory compliance.

For license types issued to business entities, a DRLP ensures there is a properly licensed individual accountable for the entity’s insurance activities.

DRLP Required: YES

Business entities applying for or holding a Public Adjuster license must designate at least one DRLP.

The DRLP must:

  • Hold an active Connecticut insurance license (resident or non-resident)
  • Hold a license type that corresponds to the business entity’s license
  • Be listed in the NIPR application/record for the business entity

There is no limit to the number of DRLPs a business entity may designate.

Renewals are processed through the National Insurance Producer Registry (NIPR)

Renewal notices are emailed about 90 days before your expiration date.

Submit your renewal application and payment through NIPR before the expiration date.

Not applicable.

Reinstatements are completed through the National Insurance Producer Registry (NIPR).

Residents

If a license has been cancelled for two (2) years or more, you must:

  • Successfully pass the required licensing examination, and
  • Submit a reinstatement application through NIPR.

Non-Residents

Must hold an active equivalent license in the home/resident state and apply through NIPR.

Please be reminded that it is your responsibility to keep your contact information current. Failure to receive renewal notices or other important correspondence due to outdated contact information does not excuse you from meeting renewal deadlines or other regulatory requirements. Ensure that your address, phone number, and email are up-to-date to avoid any disruptions in your licensing status.

Update your License Information

Search and print a license

See “How to Apply” section above.

None

Connecticut does not require CE for any Public Adjuster.

License Voluntary – Surrender Request

Public Adjuster Regulations – includes Form of Contract, etc.

This license type does not require fingerprints.