Public Adjuster (Individual & Business Entity)
Definition
PUBLIC ADJUSTER – Any person who or which practices, as a business, the adjusting of loss or damage by fire, or other hazard, under any policies, on behalf of the insured, or who advertises or solicits business or holds themselves out to the public as engaging in such adjusting as a business. Lawyers settling claims of clients shall not be deemed to be insurance adjusters.
Applicable Statutes
C.G.S. §38a-723 – see Title 38a* Insurance
Fees
Initial: $300.00
Reinstatement: $300.00
Renewal: $250.00
No pro-rating, non-refundable $50.00 application fee.
Duration
Two (2) years – Expires April 30th every EVEN year.
How to Apply
Residents:
- Completion of a Pre-licensing course is required before taking the Public Adjuster exam.
- Applicants must choose a course from the approved Property/Casualty (P/C) Pre-Licensing Provider list.
- Candidates are required to present either the pre-licensing education certificate or pre-licensing waiver letter at the exam center.
- Download the Candidate Handbook and schedule the exam.
- After passing the exam, apply by going to the National Insurance Producer Registry (NIPR).
(Note: you do not need to submit the "passed" examination report, the Department will verify this information with our vendor)
Non-Residents:
- Connecticut will grant reciprocity with an equivalent license in any state.
- Apply by going to the National Insurance Producer Registry (NIPR).
Designated Responsible Licensed Person (DRLP)
A Designated Responsible Licensed Person (DRLP) is a licensed individual designated by a business entity to be responsible for the entity’s insurance license and regulatory compliance.
For license types issued to business entities, a DRLP ensures there is a properly licensed individual accountable for the entity’s insurance activities.
DRLP Required: YES
Business entities applying for or holding a Public Adjuster license must designate at least one DRLP.
The DRLP must:
- Hold an active Connecticut insurance license (resident or non-resident)
- Hold a license type that corresponds to the business entity’s license
- Be listed in the NIPR application/record for the business entity
There is no limit to the number of DRLPs a business entity may designate.
How to Renew
- Renewal notices are EMAILED about 90 days before the expiration date.
- Apply by going to National Insurance Producer Registry (NIPR).
How to Amend Lines of Authority
Not applicable.
How to Reinstate a License
After a license has been cancelled for two (2) years or more, residents are required to successfully pass the applicable examination prior to submitting a reinstatement application through the National Insurance Producer Registry (NIPR).
How to change License information (ie.: email and address)
Update your License Information
Print a copy of the license
Initial Education Requirements
See “How to Apply” section above.
Waivers due to Designations
None
Renewal Continuing Education (CE) Requirements
Connecticut does not require CE for any Public Adjuster.
Cancel License
License Voluntary – Surrender Request
Important Information
Public Adjuster Regulations – includes Form of Contract, etc.
This license type does not require fingerprints.