Fraternal Agent (Individual ONLY)
Definition
FRATERNAL INSURANCE – Insurance provided by social organizations for their members.
FRATERNAL INSURANCE AGENT – License/appointment to solicit, negotiate or sell Life/AH insurance or annuities on behalf of a Fraternal Society. An appointment by the Fraternal Company is necessary.
FRATERNAL LIFE INSURANCE – Life insurance provided by fraternal orders or societies to their members.
FRATERNAL SOCIETY – A social organization that provides insurance for its members.
Applicable Statutes
C.G.S. §38a-800 – see Title 38a* Insurance
Fees
Initial: $130.00
Amendment: $130.00
Reinstatement: $130.00
Renewal: $80.00
No pro-rating, non-refundable $50.00 application fee.
Duration
Two (2) years – Renews December 31st every ODD year.
How to Apply
Residents & Non-Residents:
- No pre-licensing course or exam is mandated for this license type.
- The Fraternal Society must submit the application by going to the National Insurance Producer Registry (NIPR).
- The Fraternal Society must submit the Fraternal Agent Supplemental Form either by emailing it to cid.licensing@ct.gov or by uploading it to the NIPR Attachment Warehouse when submitting the application.
- Once the license has been issued the Fraternal Company will be able to submit the appointment through NIPR.
NOTICE: If you have recently finished an exam for Life and/or Accident & Health or Sickness Insurance Producer, DO NOT opt for the FRATERNAL AGENT license category. It's important to note that Fraternal Agent and Insurance Producer are different license types. Please allow 1-2 business days for your Producer exam results to be uploaded to the national database.
How to Renew
- Renewal notices are EMAILED about 90 days before the expiration date.
- The Fraternal Society must submit the application by going to National Insurance Producer Registry (NIPR).
- The Fraternal Society must submit the Fraternal Agent Supplemental Form either by emailing it to cid.licensing@ct.gov or by uploading it to the NIPR Attachment Warehouse when submitting the application.
NOTICE: If you have already an Insurance Producer license, DO NOT choose the FRATERNAL AGENT license category. Instead, access the License Renewal option through NIPR and select the appropriate license type. Refunds are not available.
How to Amend Lines of Authority
- The Fraternal Society must submit the application by going to the National Insurance Producer Registry (NIPR).
- The Fraternal Society must submit the Fraternal Agent Supplemental Form either by emailing it to cid.licensing@ct.gov or by uploading it to the NIPR Attachment Warehouse when submitting the application.
- Once the license has been issued the Fraternal Company will be able to submit the appointment through NIPR.
NOTICE: If you have recently finished an exam for Life and/or Accident & Health or Sickness Insurance Producer, DO NOT opt for the FRATERNAL AGENT license category. It's important to note that Fraternal Agent and Insurance Producer are different license types. Please allow 1-2 business days for your Producer exam results to be uploaded to the national database.
How to Reinstate a License
- After December 31st each ODD year, the Fraternal Society must submit the application by going to the National Insurance Producer Registry (NIPR).
- The Fraternal Society must submit the Fraternal Agent Supplemental Form either by emailing it to cid.licensing@ct.gov or by uploading it to the NIPR Attachment Warehouse when submitting the application.
- Once the license has been issued the Fraternal Company will be able to submit the appointment through NIPR.
How to change License information (i.e.: demographics)
Update your License Information
Print a copy of the license
Initial Education Requirements
None
Waivers due to Designations
None.
Renewal Continuing Education (CE) Requirements (C.G.S 38a-465a(p))
Connecticut does not require CE for any Fraternal Agent.
Cancel License
- To terminate the appointment – the fraternal company would submit through National Insurance Producer Registry (NIPR).
- To cancel the license – License Voluntary – Surrender Request
Important Information
Connecticut does not license fraternal business entities.
Only one fraternal license is required, Fraternal Companies will add the appointment by going to National Insurance Producer Registry (NIPR).
This license type does not require fingerprints.