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Certified Insurance Consultant (Individual & Business Entity)
CERTIFIED INSURANCE CONSULTANT (LIFE, ACCIDENT & HEALTH or SICKNESS) – License to offer advice, counsel, opinion or service (for a fee) regarding Life, Accident & Health or Sickness insurance. License required using certain titles.
CERTIFIED INSURANCE CONSULTANT (PROPERTY & CASUALTY) – License to offer advice, counsel, opinion or service (for a fee) regarding P&C insurance. License required to use certain titles.
C.G.S. §38a-731, 786 – see Title 38a* Insurance
Initial: $300.00
Amendment: $300.00
Reinstatement: $300.00
Renewal: $250.00
No pro-rating, non-refundable $50.00 application fee.
Two (2) years – Renews September 30th every ODD year.
Residents:
Follow these steps in order:
Step 1: Prepare for the Exam
- No pre-licensing course is required before taking the Certified Insurance Consultant (CIC) exam.
Step 2: Download the Candidate Handbook and Schedule the Exam
Step 3: Wait for Exam Results to Upload
- Once you pass the exam, wait 1–2 business days before applying for your license.
The Connecticut Insurance Department will verify your exam results electronically; you do not need to upload or submit results yourself.
Step 4: Apply for Your License
- Submit your license application through the National Insurance Producer Registry (NIPR).
Important Notices: (Residents)
These points can prevent delays if followed:
- If you solely seek a PRODUCER license, refrain from taking the CERTIFIED INSURANCE CONSULTANT (CIC) license exam. It's crucial to distinguish between the Certified Insurance Consultant and Insurance Producer license types.
- The CIC exam does not qualify you for a Producer license.
Non-Residents:
- Connecticut grants license reciprocity if you hold an equivalent Consultant license in any other state.
- Apply directly through National Insurance Producer Registry (NIPR).
A Designated Responsible Licensed Person (DRLP) is a licensed individual designated by a business entity to be responsible for the entity’s insurance license and regulatory compliance.
For license types issued to business entities, a DRLP ensures there is a properly licensed individual accountable for the entity’s insurance activities.
DRLP Required: YES
Business entities applying for or holding a Certified Insurance Consultant license must designate at least one DRLP.
The DRLP must:
- Hold an active Connecticut insurance license (resident or non-resident)
- Hold a license type that corresponds to the business entity’s license
- Be listed in the NIPR application/record for the business entity
There is no limit to the number of DRLPs a business entity may designate.
Renewals are processed through the National Insurance Producer Registry (NIPR)
Renewal notices are emailed about 90 days before your expiration date.
NOTICE: PRODUCERS should not choose the CERTIFIED INSURANCE CONSULTANT license class. Refunds are not available.
Residents
- No Connecticut CE is required
- Renew through the National Insurance Producer Registry (NIPR)
Non-Residents
To renew a Connecticut non-resident CIC license:
- You must hold an active/equivalent Consultant license in your home/resident state.
- No Connecticut CE is required.
- Renew through the National Insurance Producer Registry (NIPR).
Payment Methods
NIPR accepts Visa, MasterCard, Discover, American Express, PayPal, and electronic checks. The Department does not accept cash or paper checks.
Keep Your Contact Information Current
You are responsible for maintaining your email and address in NIPR. Failure to receive a renewal notice does not excuse renewal requirements. Allow 1–2 business days for updates. You cannot update information once a renewal transaction begins.
Residents:
Step 1: Complete Pre-Licensing Education for the New Line of Authority
- Complete the required pre-licensing course for the new line of authority before scheduling the exam.
Step 2: Schedule and Take the Exam
- Download the Pearson Candidate Handbook and schedule your exam: Download Pearson's Candidate Handbook
You must bring either:
- Your pre-licensing education certificate, or
- A pre-licensing waiver letter to the exam center.
Step 3: Wait for Exam Results to Upload
- After passing the exam, wait 1–2 business days before applying. The Department verifies exam results electronically; you do not need to submit them.
Step 4: Apply to Add the Line of Authority
- Apply through the National Insurance Producer Registry (NIPR) to amend your existing license.
Non-Residents:
- If your home state license already includes the line of authority you want to add, Connecticut will grant reciprocity.
- Apply through the National Insurance Producer Registry (NIPR) to amend your Connecticut license.
Reinstatements are completed through the National Insurance Producer Registry (NIPR).
Before the License Expiration Date (Renewal)
- Submit your renewal application through NIPR
- Pay the $250 renewal fee
After License Expiration (Reinstatement)
Up to Two Years After Expiration
- Submit your reinstatement application through NIPR
- Pay the $300 reinstatement fee
After Two Years or More of Expiration
- Complete the full pre-licensing course for your license type
- Pass the required licensing examination
- Submit your reinstatement application through NIPR
- Pay the $300 reinstatement fee
Non-Residents
- Must hold an active license in your home/resident state
- Submit your reinstatement application through NIPR
- Pay the $300 reinstatement fee
No pre-licensing required.
Connecticut does not require CE for CIC.
This license type does not require fingerprints.
Certain professional designations can allow you to waive the exam requirement for a Certified Insurance Consultant license.
Examination Waiver (Exemptions)
If you qualify, you may skip the licensing exam.
Steps to Request an Exam Waiver:
- Apply for the license via NIPR
- Obtain a currently dated letter (within 90 days) from your professional society confirming your designation
- Email the letter to: cid.licensing@ct.gov, Attn: Producer Examination Exemption
- Include the following in your email:
- Full name
- NIPR transaction number
Eligible Designations by Line of Authority:
- Life, Accident & Health / Sickness: CLU
- Property, Casualty: CPCU, AAI, or CIC