Public Adjuster (Individual & Business Entity)
Definition
PUBLIC ADJUSTER – Any person who or which practices, as a business, the adjusting of loss or damage by fire, or other hazard, under any policies, on behalf of the insured, or who advertises or solicits business or holds themselves out to the public as engaging in such adjusting as a business. Lawyers settling claims of clients shall not be deemed to be insurance adjusters.
Applicable Statutes
C.G.S. §38a-723 – see Laws and Regulations
Fees
Initial: $300.00
Reinstatement: $300.00
Renewal: $250.00
No pro-rating, non-refundable $50.00 application fee.
Duration
Two (2) years – Expires April 30th every EVEN year.
How to Apply
Residents:
- Pre-licensing course (20 hours – Property course) is required before taking the Public Adjuster exam.
- Candidates are required to present either the pre-licensing education certificate or pre-licensing waiver letter at the exam center.
- Download the Candidate Handbook and schedule the exam.
- After passing the exam, apply by going to the National Insurance Producer Registry (NIPR). Under the Licensing Center, select “Apply for a New License.”
(Note: you do not need to submit the "passed" examination report, the Department will verify this information with our vendor)
Non-Residents:
- Connecticut will grant reciprocity with an equivalent license in your home/resident state.
- Apply by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
Designated Responsible Licensed Person (DRLP)
Business Entities Only: All states require that business entities or agencies appoint a licensed producer or responsible person to serve as the agency's authority. The Designated Responsible Licensed Producer/Person (DRLP) must hold an active Connecticut license, whether resident or non-resident. While the lines of authority between the business entity and the DRLP need not match exactly, the license types must correspond.
There are no restrictions on the number of DRLPs that can be included on a license.
DRLP required: Yes
How to Renew
- Renewal notices are EMAILED about 90 days before the expiration date.
- Apply by going to National Insurance Producer Registry (NIPR). Under Licensing Center, select “Renew an Existing License.”
How to Amend Lines of Authority
Not applicable.
How to Reinstate a License
After April 30th each EVEN year, reinstate the license by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
How to change License information (ie.: email and address)
Update your License Information
Print a copy of the license
Initial Education Requirements
See “How to Apply” section above.
Waivers due to Designations
None
Renewal Continuing Education (CE) Requirements
Connecticut does not require CE for any Public Adjuster.
Cancel License
License Voluntary – Surrender Request
Important Information
Public Adjuster Regulations – includes Form of Contract, etc.
This license type does not require fingerprints.