BE PREPARED – WINTER RISKS
DOT snow plow Truck

Connecticut is at risk for many types of disasters including catastrophic weather and health pandemics. The Connecticut Insurance Department (CID) offers resources year round to help you prepare for the worst and recover as quickly as possible. In the event of a disaster, the CID will:

  • Keep you in touch with your insurer
  • Work with state and federal emergency personnel to quickly get insurers to damaged areas
  • Expedite the claims process to help you recover your losses, rebuild your life and livelihood

What’s The Risk

A severe winter in Connecticut brings a variety of risks - roof collapses, ice dams and auto accidents. Preparing for the worst of winter and knowing what your policies cover before you have to make a claim will help you recover faster from a disaster.

Before the storm:

After the Storm:

  • Contact your insurer as soon as possible
  • Take photos of the damage
  • DO NOT make permanent repairs until your insurer has inspected the property
  • Keep a diary of all contact, conversations with your insurer

Additional Resources:

Remember: When disaster strikes, we've got your back. Contact CID if you have difficulty reaching your insurer, have a claims dispute or have questions on any insurance-related topic.

Contact Us:
Phone: 800-203-3447
Toll-Free: 860-297-3900
Email: insurance@ct.gov
online options.