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Understanding Life Insurance

Term insurance covers you for one or more years, and pays out only if you die within that period of time.

Permanent insurance provides long-term financial protection, including a death benefit. (Also called universal life and whole life insurance.)

Annuities supplement your income during retirement.


For more information, please visit the National Association of Insurance Commissioners website.

Visit NAIC 

Selling Your Life Insurance Policy 

Understand the selling process and don’t fall for fraud.

Life Insurance Policy Locator 

Connects consumers with lost life insurance policies and annuity contracts of deceased individuals.