Casualty Adjuster: Property & Casualty Claims (Individual & Business Entity)
Definition
ADJUSTER – A person who investigates, negotiates and settles losses for an insurance carrier. They must establish the how, when, where and why during the investigation of the insured's claim. They represent the insurance company and acting for the company in working on agreements as to the amount of a loss and the liability of the company in same. They must establish the worth and value of the claim in the evaluation and, ultimately, they must authorize payment, negotiate an agreement or reject the claim.
CASUALTY ADJUSTER – Casualty Adjuster means any person who or which acts as an adjuster of insurance claims, other than life, accident and health, and fire and extended in the general practice of law are exempted.
Applicable Statutes
CGS §38a-792 – see Laws and Regulations
Fees
Initial: $130.00
Amendment: $130.00
Reinstatement: $130.00
Renewal: $80.00
No pro-rating, non-refundable $50.00 application fee.
Duration
Two (2) years – Renews June 30th every ODD year.
How to Apply
Residents:
- No pre-licensing course is required before taking the Adjuster exam. (Study Material)
- Casualty Adjuster (Study material information)
- To download the Candidate Handbook and schedule the exam.
- After passing the exam, apply at the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
(Note: you do not need to submit the "pass" examination result, the Department will verify this information with our vendor.)
Non-Residents:
- Connecticut is reciprocal with all states, including DHS.
- Apply at National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
Non-Residents claiming DHS:
- Connecticut issues Non-Resident DHS status to an individual who resides in a state with no Adjuster licensing
- After passing the exam, apply at the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
Designated Responsible Licensed Producer/Person (DRLP)
Business Entities Only: All states require that business entities or agencies appoint a licensed responsible person to serve as the agency's authority. The Designated Responsible Licensed Person (DRLP) must hold an active Connecticut license, whether resident or non-resident. While the lines of authority between the business entity and the DRLP need not match exactly, the license types must correspond.
There are no restrictions on the number of DRLPs that can be included on a license.
DRLP required: Yes
How to Renew
- Renewal notices are EMAILED about 90 days before the expiration date.
- Apply at National Insurance Producer Registry (NIPR). Under Licensing Center, select “Renew an Existing License.”
How to Amend Lines of Authority
Apply at National Insurance Producer Registry (NIPR). Under Licensing Center, select “Add Line of Authority.”
How to Reinstate a License
After June 30th each ODD year, reinstate the license by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”
How to change License information (ie.: demographics)
Update your License Information
Print a copy of the license
Initial Education Requirements
No pre-licensing required. (Study Material)
Waivers due to Designations
None.
Renewal Continuing Education (CE) Requirements (C.G.S 38a-465a(p))
Connecticut does not require CE for Adjusters.
Cancel License
License Voluntary – Surrender Request
Important Information
This license type does not require fingerprints.