On April 26, 2011, the Commissioner entered into a Consent Order with The Brachfeld Law Group, A Professional Corporation (“Brachfeld Law Group”).  The Consent Order was based on an investigation by the Consumer Credit Division.  As a result of such investigation, the Commissioner alleged that Brachfeld Law Group, during the period of May 2008 through November 2010, acted as a consumer collection agency within this state without a consumer collection agency license, in violation of Section 36a-801(a) of the Connecticut General Statutes.  As part of the Consent Order, Brachfeld Law Group agreed to pay $7,500 as a civil penalty.

On April 26, 2011, the Commissioner entered into a Consent Order with Nafisa LLC (“Nafisa”).  The Consent Order was based on an investigation by the Consumer Credit Division.  As a result of such investigation, the Commissioner alleged in a Notice of Intent to Issue Order to Cease and Desist, Notice of Intent to Impose Civil Penalty and Notice of Right to Hearing issued on March 4, 2011, that Nafisa (1) engaged in the business of cashing checks, drafts and money orders for consideration without licensure for a general facility or limited facility, in violation of Section 36a-581(a) of the Connecticut General Statutes; (2) continued to engage in the business of cashing checks, drafts and money orders for consideration with fees in excess of fifty cents without licensure for a general facility or limited facility after Asafak Bhura, a member of Nafisa, stated on behalf of Nafisa that if it continued such activity, it would charge fifty cents or less, in further violation of Section 36a-581(a) of the Connecticut General Statutes; and (3) charged a fee in excess of two percent for cashing money orders, in violation of Section 36a-585 of the Connecticut General Statutes and Section 36a-585-1(a) of the Regulations of Connecticut State Agencies.