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Date	Bank	Location	Activity
01/10/07	Fairfield County Bank Corp Ridgefield	*712, 714, 728 Boston Post Road   Darien, CT  06820	filed
01/29/07	Guilford Savings Bank Guilford	840 Boston Post Road Old Saybrook, CT  06475	opening date
*Wrong address listed in Bulletin 2238.

Date	Check Casher	Location	Activity
01/16/07	Jose Hernandez d/b/a Music & Mas	56 South Main Street Norwalk, CT  06850	approved

On January 10, 2007, the Commissioner entered into a Settlement Agreement with Shorepoint Mortgage, LLC d/b/a Shore Pointe Mortgage (“Shorepoint”).  The Settlement Agreement was based on an investigation by the Consumer Credit Division.  As a result of such investigation the Commissioner alleged that Shorepoint acted as a first and secondary mortgage broker at 1255 Middlebury Road, Middlebury, Connecticut without the required licenses.  Pursuant to the Settlement Agreement, Shorepoint agreed not to act as a first or secondary mortgage broker in Connecticut without obtaining the required license for each location where it conducts business.  In addition, Shorepoint agreed to remit to the Department of Banking $9,000 as a civil penalty. 

On January 11, 2007, the Commissioner entered an Order to Cease and Desist, Notice of Intent to Fine and Notice of Right to Hearing against HCH Cypress, LLC, whose last known address is c/o Five Mile Group, 694 Boston Post Road, Darien, Connecticut and its managing member, Bradley W. Kabbash of Greenwich, Connecticut.  The action alleged that, in 2002, the respondents violated Section 36b-16 of the Connecticut Uniform Securities Act by offering and selling unregistered limited liability company interests and promissory notes.   In addition, the action alleged that the respondents violated the antifraud provisions in Section 36b-4 of the Act by providing inadequate disclosures to investors.  The action claimed that respondent Kabbash falsely represented to investors that the investment proceeds would be used to finance the acquisition of hospitals and ambulatory surgical centers when, in fact, the funds were used to pay respondent Kabbash’s personal expenses.   The respondents were afforded an opportunity to request a hearing on the Order to Cease and Desist.  A hearing on the Notice of Intent to Fine has been scheduled for March 8, 2007.

On January 11, 2007, the Commissioner entered a Consent Order with respect to Richard W. Wiegand and Condor Investment Advisors, LLC.  The Consent Order alleged that Condor Investment Advisors, LLC and Richard W. Wiegand transacted business as an investment adviser and as an investment adviser agent, respectively, absent registration under the Connecticut Uniform Securities Act.  In mitigation, Richard W. Wiegand and Condor Investment Advisors, LLC maintained that:  1) Wiegand inadvertently failed to register, believing that his prior registrations as a broker-dealer agent and investment adviser agent with an unrelated firm covered his activities with Condor Investment Advisors, LLC; 2) Wiegand and Condor Investment Advisors, LLC did not receive any compensation for their investment advisory activities; and 3) their only clients were members of Wiegand’s family and a longtime acquaintance of Wiegand.  The Consent Order acknowledged that Wiegand and Condor Investment Advisors, LLC has provided documentation evidencing that their income was insufficient to pay the fine that otherwise would have been levied for their alleged unregistered activity.

The Consent Order 1) directed Wiegand and Condor Investment Advisors, LLC to cease and desist from violative conduct; 2) required that Wiegand and Condor Investment Advisors, LLC consult with legal counsel prior to rendering investment advisory services or holding themselves out as performing such services; and 3) assessed a $250 administrative penalty against Wiegand.

       Dated:  Tuesday, January 23, 2007