Bulletin # 2222
Week Ending September 22, 2006

This bulletin constitutes the only official notification you will receive from this office concerning any of the following applications. Any observations you may have are solicited. Any comments should be in writing to John P. Burke, Banking Commissioner, at the Connecticut Department of Banking, 260 Constitution Plaza, Hartford, CT 06103-1800 or via E-mail to john.burke@ct.gov. Written comments will be considered only if they are received within ten days from the date of this bulletin.

BRANCH ACTIVITY
State Bank Activity

Section 36a-145 of the Connecticut General Statutes requires that each application for a branch or for a limited branch at which loans will be made be accompanied by a plan detailing how adequate services to meet the banking needs of all community residents will be provided.  Plans are submitted when such applications are filed and are available for public inspection and comment at this Department for a period of 30 days.  Questions concerning branch activity should be directed to the Financial Institutions Division, (860) 240-8180.

The Securities and Business Investments Division, in conjunction with the Securities Advisory Council to the Department, is sponsoring its eighteenth annual Securities Forum conference on Thursday, October 26, 2006 at the Crowne Plaza Hotel and Conference Center in Cromwell, Connecticut.  A timely and outstanding agenda of panel presentations, featuring expert speakers, will help financial industry professionals keep abreast of current and evolving regulatory developments.  This year’s keynote speaker is Zachary J. Bagdon, Executive Director of the International Center for Finance at the Yale School of Management.  The conference includes a luncheon and course materials.  For further program and registration information, visit the department's Web site or call the agency at (860) 240-8176

According to the Department of Banking’s Policy Concerning Holiday Openings and Closings, Connecticut banks and credit unions are not obligated to close on legal holidays (as set forth in Section 1-4 of the Connecticut General Statutes) but may, at their option, close or remain open for business on a full or partial basis on any day designated as a legal holiday.  Connecticut banks and credit unions are required to give at least two weeks’ advance notice to their customers of holiday openings and closings by posting such notice in the lobby of each office.

Please contact your financial institution directly to determine whether or not it will open for business on a state holiday.  Legal holidays to be observed by the State of Connecticut in the year 2007 are:

Legal Holiday	Day Observed	Legal Holiday	Day Observed
New Year’s Day	Mon., Jan. 1, 2007	Independence Day	Wed., July 4, 2007
Martin Luther King's Day	Mon., Jan. 15, 2007	Labor Day	Mon., Sept. 3, 2007
Lincoln's Birthday	Mon., Feb. 12, 2007	Columbus Day	Mon., Oct. 8, 2007
Washington's Birthday	Mon., Feb. 19, 2007	Veterans' Day	Fri., Nov. 12, 2007
Good Friday *	Fri., April 6, 2007	Thanksgiving Day **	Thurs., Nov. 22, 2007
Memorial Day	Mon., May 28, 2007	Christmas Day	Tue., Dec. 25, 2007

* The day which will be designated by the Governor as a day of Fasting and Prayer.
** The day which will be designated by the Governor as a day of Thanksgiving.
For 2008, the first holiday is New Year’s Day. This holiday will be observed on Tuesday, January 1, 2008.

       Dated:  Tuesday, September 26, 2006

       John P. Burke

       Commissioner