Help for Homeowners and Renters
The majority of mortgage loans in the state are owned by Fannie Mae, Freddie Mac or guaranteed by FHA, which are entities sponsored by the U.S. government. Each of these entities offer options for assistance.
- Find out if your loan is owned by Freddie Mac.
- Explore options for help with your mortgage available from Freddie Mac.
Guaranteed by FHA:
- Find out if your loan is guaranteed by FHA by calling your lender.
- Information on avoiding foreclosure is found on the HUD website.
Connecticut Mortgage Relief and Foreclosure Prevention Programs:
The Connecticut Housing Finance Authority (CHFA) administers MyHomeCT, which provides grant assistance to homeowners who have experienced difficulty meeting their mortgage obligations or other housing costs due to a COVID-19-related financial hardship. For homeowners who meet the eligibility requirements, this assistance may include bringing a mortgage current or making future mortgage payments.
The State of Connecticut, through the Connecticut Housing Finance Authority, also offers the Emergency Mortgage Assistance Program (EMAP) for homeowners facing financial hardship.