*Has your contact information changed? Don’t miss important news about your benefits. Please update your contact info online now! If you’re a HUSKY A, B or D member, go to www.accesshealth.ct.com and sign in to your Access Health CT User Account. If you’re a HUSKY C member, SNAP or cash assistance client, go to www.connect.ct.gov or www.mydss.ct.gov and sign in to your DSS MyAccount.

*24/7 access to DSS: You can apply for & renew services online through our ConneCT portal (www.connect.ct.gov). Get case/benefit status, view notices, report changes, download budget sheets, upload & send documents & more! Our 24/7 Client Information Line gives you access to many service & eligibility needs (1-855-626-6632). And check out MyDSS--our new mobile-friendly app--access your account anywhere, anytime, on any device (www.ct.gov/mydss).

*Our customers can access benefit and application information, 24/7, at www.connect.ct.gov and www.ct.gov/dss/apply; or 1-855-6-CONNECT (1-855-626-6632), except during system maintenance on Friday, 06/24/2022 from 7:00 p.m. to 9:00 p.m., and Saturday, 6/25/2022 from 5:00 p.m. to 11:00 p.m., during which ConneCT/MyDSS and PWA will experience a complete outage.

Medicare Savings Program

Eligibility

There are three levels within MSP.  Your gross income or combined gross income with your spouse determines which category you qualify for. The new monthly income limit, effective March 1, 2022, are:


Generally, if your monthly income is at or below these levels…


You may qualify for...

$ 2,390.00 single

$ 3,220.00 couple

 

QMB - This program is similar to a “Medigap” policy. It pays your Part B premium (1) and all Medicare deductibles (2) and co-insurance (3)


(1) Your Medicare Part B covers Doctor costs, outpatient hospital and some preventive care.

(2) The deductible is the amount that you pay for medical services before Medicare or any other insurance begins to pay. The amount changes every year.

(3) Co-insurance is the portion of Medicare approved services that you are responsible for paying.

 

$ 2,617.00 single

$ 3,525.00 couple

 

SLMB - This program pays for your Part B premium only.

$ 2,786.00 single

$ 3,754.00 couple

 

ALMB - This program pays for your Part B premium only. This program is subject to available program funding. You are not eligible for this program if you receive Medicaid.

 

All three levels of MSP pay for the Medicare Part B premium (for premium information please visit Part B costs | Medicare), and all three levels enroll you into a program that helps pay for Medicare’s prescription benefits, called the Low Income Subsidy (or “Extra Help”). The differences between the three levels of MSP are explained in the answer to the next question.

All three levels also automatically enroll you into the Low Income Subsidy (LIS), also called “Extra Help”. The LIS or “Extra Help” pays the full cost of a Medicare Part D (prescription coverage) benchmark plan, or a portion of a non-benchmark plan, yearly deductibles and co-insurance, or co-pays. This coverage remains the same even if you reach the coverage gap. The LIS also allows you to change your Medicare Part D or Medicare Advantage plans outside of the open enrollment period. For more information about the LIS, go to www.socialsecurity.gov or call 1-800-Medicare (TTY: 1-800-325-0778).

The QMB is the only level that acts like a Medicare Supplemental or Medigap plan. It will cover the costs of the deductibles or co-pays of Medicare Part A and Medicare Part B up to the Medicaid approved rate.  It will also pay the premium for Medicare Part A for qualified adults 65 years of age or older when they are not eligible for premium free Medicare due to work earnings.  You are protected by federal law from being “balanced billed” or billed for services after Medicare Part A and B pays its portion of the bill, if a provider agrees to treat you, whether or not the provider is a Medicaid provider.