In accordance with Governor Lamont's emergency declaration, employees and the public are asked to observe social distancing measures to ensure communal safety and to slow the spread of the novel coronavirus (COVID-19). People are asked to work from home and telecommute wherever possible. Adhering to these instructions, the Department of Banking has closed its offices to the public. However, agency staff will continue to provide services to consumers and industry through telework. When contacting the Department, please use electronic communication whenever possible. Agency staff will continue to check voicemails during this time. Consumers are encouraged to use our online form for complaints. If you are unsure where to send an inquiry, you may send it to and it will be routed appropriately. Thank you for your patience during this time.

Mortgage Loan Originator Licensing

In response to the outbreak of the coronavirus, the Banking Commissioner issued a memo on March 9, 2020 advising the mortgage industry, and other financial services sectors licensed by the Department, that it would take a no action position with regard to employees working from home who otherwise would be required to work from a licensed branch location.  Revised memos extending the no action position were issued on April 16, 2020, May 20, 2020, June 19, 2020, and on August 21, 2020:

No Action Position Regarding Temporarily Working from Home Extended to December 31, 2020Updated August 21, 2020
No Action Position Regarding Temporarily Working from Home ExtendedUpdated June 19, 2020
No Action Position Regarding Temporarily Working from Home ExtendedUpdated May 20, 2020
No Action Position Regarding Temporarily Working from Home ExtendedUpdated April 16, 2020
No Action Position Regarding Temporarily Working from Home Due to COVID-19

Essential Statutes

Please reference the relevant Connecticut Statutes (§§ 36a-485 to 36a-498f, inclusive, 36a-498h, 36a-534a and 36a-534b), as amended from time to time.

Please note - If you are an officer, partner or member, you will need to be licensed as a mortgage loan originator if you meet the definition of mortgage loan originator set forth in statute.

How to Apply:

If you wish to apply for a mortgage loan originator license you should begin by first reviewing Connecticut’s Jurisdiction-Specific Requirements along with Connecticut's mortgage licensing statutes which provides the current licensing procedures and requirements applicable to mortgage loan originators.

If your company already has a completed record in the Nationwide Multistate Licensing System and Registry, then applying for a license in Connecticut merely involves filing your company's record (Form MU1), control person records (Form MU2), relevant branch records (Form MU3) and relevant Loan Originator records (Form MU4) with Connecticut through the NMLS and mailing in the jurisdiction-specific requirements to the Department.

Go to the Getting Started page of the NMLS website and follow the steps outlined:

NMLS Resource Center button

Any questions relating to the NMLS should be directed to the NMLS Call Center at (855) 665-7123.


Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800

Telephone: (860) 240-8200 or toll-free 800-831-7225
Fax: (860) 240-8215

WHO TO CONTACT - Contact Richard Cortes by phone at 860-240-8138 or send your questions via e-mail to for additional assistance.