State of Connecticut Department of Banking

Martin Luther King, Jr. Corridor Designation - Request for Information The Department of Banking is seeking applications for the designation of "Martin Luther King, Jr. (MLK) Corridors" to promote secured and unsecured lending in the state with the intention of stimulating economic development within those corridors. More information may be found here. Apply via the DAS CTSouce Bid Board, type DOB-24084 in the search field.

Consumer Credit Division

Contact the Division

The Consumer Credit Division issues seventeen different license or registration types across several sectors of the non-depository financial services market. 

In addition to its licensing authority, the Consumer Credit Division also administers various laws related to consumer credit issues. Administrative orders relating to consumer credit issues may be found on this website.

Connecticut is one of five states that the Federal Reserve Board exempts from the federal Truth in Lending Act. This permits local enforcement of the Truth in Lending Law.

Consumer Credit Licensees 
as of July 2, 2024 
Bona Fide Nonprofit Organizations 
 6
Check Cashing Services
   - Branch Offices 
46
51
Consumer Collection Agencies
   - Branch Offices
555
193
Debt Adjusters Non Profit
   - Branch Offices
Debt Adjusters For Profit
21
27
3
Debt Negotiators
   - Branch Offices
5
3
Federal Student Loan Servicer Registrants 12
Lead Generators
4
Loan Processors/Underwriters 189
Money Transmitters 196
Mortgage Brokers
   - Branch Offices
268
49
Mortgage Correspondent Lenders
   - Branch Offices
29
8
Mortgage Lenders
   - Branch Offices
414
1009
Mortgage Loan Originators 8348
Mortgage Servicers
   - Branch Offices
87
23
 Private Education Lender Registration 8
 Private Education Loan Creditor Registration 1
Sales Finance Companies
   - Branch Offices
167
60
Small Loan Companies
   - Branch Offices
87
12
Student Loan Servicers
   - Branch Offices     
45
21

 

Contact the Consumer Credit Division:

Consumer Questions or Complaints?

Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800

Telephone:  (860) 240-8200 or toll-free at 800-831-7225
Fax:  (860) 240-8215

Key staff may be contacted via Email:

Carmine T. Costa, Division Director
carmine.costa@ct.gov

Christina M. Kaiko, Department Manager (Licensing)
christina.kaiko@ct.gov  

Michael Lentini, Department Manager
michael.lentini@ct.gov

Tracey Kelly, Department Manager
tracey.l.kelly@ct.gov