About the Owner Occupied Housing Programs
The State’s housing recovery programs are designed to meet the unmet housing needs of communities most impacted by Superstorm Sandy including the costs of repairs, reconstruction and new construction that insurance, FEMA and any other sources of funding does not cover. The general objectives of the State's housing programs include assisting people directly affected by Superstorm Sandy; through replacing and rehabilitating homes, including identifying opportunities for mitigation enhancement measures and improving the resilience of their homes while restoring their buildings/residences.

The State has allocated $30,000,000 toward the Owner-Occupied Rehabilitation and Rebuilding program. The grant award for each eligible property ranges from $10, 000 - $150,000. The state will contract with the homeowner, and general contractor for the approved scope of work. The assistance provided will be secured with a five-year Deferred Forgivable Promissory Note that bears no interest. If the homeowner sells, transfers, or vacates the property for any period of time during the term of the five year Note, the repayment terms will be enforced.

Eligibility Requirements

To see if you qualify, read through the Fact Sheet. A comprehensive guide listing eligibility criteria, required documentation and what you may be entitled to if you qualify.


Department of HousingYour home was damaged by Superstorm Sandy.
Department of HousingYour home is located in one of the designated disaster areas (i.e. Fairfield, New Haven, Middlesex, New London counties or Mashantucket Pequot Indian Reservation.
Department of HousingYour home must have been your primary residence at the time of Superstorm Sandy.
Department of HousingYou are the owner of record of the damaged property.
Department of HousingYour home must have an unmet need for rehabilitation or repair needs after accounting for all federal, state, local and/or private sources of disaster-related assistance.
*Priority will be given to homeowners who are Low to
Moderate Income as defined by HUD guidelines.

Owner Occupied Rehabilitation and Rebuilding
This program is currently closed.
Please call our office at 1-860-270-8261 between the hours of 8:00 AM – 5:00 PM, Monday through Friday for questions regarding eligibility.


Owner Occupied Reimbursement Program

This program is currently closed.



Zero Income Affidavit

Affidavit of No Insurance

Request for Appeal Form

Voluntary Withdrawal Request

OORR Area Median Income (AMI)

Three Party Contract/Homeowner Rehabilitation Agreement


Completed Projects


In Connecticut this winter, we have experienced several consecutive days of sub-zero temperatures. As a result, many homeowners in the area have had to deal with frozen pipes, including those who have received Community Development Block Grant - Disaster Recovery (CDBG-DR) assistance. We received questions from these homeowners regarding who is responsible for repairing damages from frozen pipes and want to clarify the matter. It's important to understand that homes elevated out of the floodplain, to reduce the risk of future flood damages, are more susceptible to cold winds and the potential for frozen pipes.