This is the Affordable Care Act, or Obamacare. Many people qualify for federal subsidies, but if not, it can be expensive. All the plans have pretty high deductibles, but the coverage is pretty good, and the insurance companies cannot refuse to sell to you. There are no annual or lifetime limits, but you may have to switch doctors.
This insurance is sold through Access Health CT, Connecticut’s official health insurance marketplace where individuals, families & Small Businesses can shop, compare, and enroll in quality healthcare plans from brand-name insurance companies.
If your income is low or moderate (for instance up to $104,000 for a family of four), you may qualify for reduced premiums or deductibles, which are only available through the Access Health CT Marketplace. The Marketplace will also check whether you or anyone in your family is eligible for free Medicaid/HUSKY coverage. (Sometimes one or both parents may have to buy their own insurance, but the kids can get free HUSKY). More information about HUSKY is found in the first section of this page.
You can see more information about individual coverage here, and OHA can provide help with your decision. Access Health CT also provides free help, including referrals to enrollment specialists and certified insurance brokers who can assist with plan selection both on and off the Exchange.