In accordance with Governor Lamont's emergency declaration, employees and the public are asked to observe social distancing measures to ensure communal safety and to slow the spread of the novel coronavirus (COVID-19). People are asked to work from home and telecommute wherever possible. Adhering to these instructions, the Department of Banking has closed its offices to the public. However, agency staff will continue to provide services to consumers and industry through telework. When contacting the Department, please use electronic communication whenever possible. Agency staff will continue to check voicemails during this time. Consumers are encouraged to use our online form for complaints. If you are unsure where to send an inquiry, you may send it to Department.Banking@ct.gov and it will be routed appropriately. Thank you for your patience during this time.

Small Loan Companies
Licensed in Connecticut

Any person engaging in the business of making loans of money or extensions of credit, or the purchases of, an advance of money on, borrower’s future income where the following conditions are present: (a) the amount or value is fifteen thousand dollars or less; and (b) the APR is greater than 12%. Future income means any future potential source of money, and expressly includes, but is not limited to, a future pay or salary, pension, pension or tax refund.

It includes any person, by any method, including, but not limited to, mail, telephone, Internet or other electronic means, unless exempt that:

  • makes a small loan to a Connecticut borrower;
  • offers, solicits, brokers, directly or indirectly arranges, places or finds a small loan for aprospective Connecticut borrower;
  • engages in any other activity intended to assist prospective Connecticut borrowers in obtaining a small loan, including, but not limited to, generating leads;
  • receives payments of principal and interest in connection with a small loan made to a Connecticut borrower;
  • purchases, acquire or receive assignment of a small loan made to a Connecticut borrower; and
  • advertises or causes to be advertised in this state a small loan or any of the services described above
Questions concerning small loan companies may be directed via email to Anne Cappelli at the Consumer Credit Division.

To verify that a small loan company is licensed to do business in Connecticut, please use the NMLS Consumer Access link below.

NMLS Consumer Access is a fully searchable website that allows the public to view information concerning state-licensed small loan companies.

NMLS Consumer Access Button

Small loan lenders licensed to do business in Connecticut are listed alphabetically below by entity name.  All listings include:  entity name, license number, license type and address.  Please click on the link below to download the file.

Downloadable Small Loan Company Licensee List as of July 2, 2020 

**Windows users tip: once file is downloaded simultaneously select the "control" and "F" keys to find a particular name.