To protect the health and safety of the public and our employees, the Department of Banking has limited the number of employees at our office at 260 Constitution Plaza in Hartford. When contacting the Department, please use electronic communication whenever possible. Consumers are encouraged to use our online form for complaints. If you are unsure where to send an inquiry, you may send it to Department.Banking@ct.gov and it will be routed appropriately. Thank you for your patience during this time.

Debt Negotiators Licensed in Connecticut

"Debt negotiation" means, for or with the expectation of a fee, commission or other valuable consideration, assisting a debtor in negotiating or attempting to negotiate on behalf of a debtor the terms of a debtor's obligations with one or more mortgagees or creditors of the debtor, including the negotiation of short sales of residential property or foreclosure rescue services. 

Note: “debtor”, “mortgagee”, “short sale”, “residential property” and “foreclosure rescue services” are further defined in Section 36a-671 of the C.G.S

Please note that 1) attorneys practicing law in Connecticut, 2) banks and credit unions, 3) licensed debt adjusters and 4) non-profits are all exempt from this license.

Questions concerning debt negotiators may be directed via email to Anne Cappelli at the Consumer Credit Division.


To verify that a debt negotiator is licensed to do business in Connecticut, please use the NMLS Consumer Access link below.

NMLS Consumer Access is a fully searchable website that allows the public to view information concerning state-licensed debt negotiators.

NMLS Consumer Access Button

Debt negotiators licensed to do business in Connecticut are listed alphabetically below by entity name.  All listings include:  entity name, license number, license name and address.  Please click on the link below to download the file.

Downloadable Debt Negotiation Licensee List as of May 3, 2022

**Windows users tip: once file is downloaded simultaneously select
the "control" and "F" keys to find a particular name.