Consumer Credit Division

Contact the Division

Consumer Credit Licensees 
as of December 1, 2023 
Bona Fide Nonprofit Organizations 
6
Check Cashing Services
   - Branch Offices 
50
57
Consumer Collection Agencies
   - Branch Offices
568
201
Debt Adjusters Non Profit
   - Branch Offices
Debt Adjusters For Profit
21
31
3
Debt Negotiators
   - Branch Offices
6
3
Federal Student Loan Servicer Registrants 12
Lead Generators
3
Loan Processors/Underwriters 234
Money Transmitters 199
Mortgage Brokers
   - Branch Offices
264
30
Mortgage Correspondent Lenders
   - Branch Offices
32
9
Mortgage Lenders
   - Branch Offices
416
1058
Mortgage Loan Originators 10054
Mortgage Servicers
   - Branch Offices
91
26
Sales Finance Companies
   - Branch Offices
160
61
Small Loan Companies
   - Branch Offices
84
14
Student Loan Servicers
   - Branch Offices     
44
22
04In addition to its licensing authority, the Consumer Credit Division also administers various laws related to consumer credit issues. Administrative orders relating to consumer credit issues may be found on this web site.

Connecticut is one of five states that the Federal Reserve Board exempts from the federal Truth in Lending Act. This permits local enforcement of the Truth in Lending Law.

Contact the Consumer Credit Division:

Consumer Questions or Complaints?

Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800

Telephone:  (860) 240-8200 or toll-free at 800-831-7225
Fax:  (860) 240-8215

Key staff may be contacted via Email:

Carmine T. Costa, Division Director
carmine.costa@ct.gov

Christina M. Kaiko, Department Manager (Licensing)
christina.kaiko@ct.gov  

Michael Lentini, Department Manager
michael.lentini@ct.gov

Tracey Kelly, Department Manager
tracey.l.kelly@ct.gov