Estimate Your Benefit

This benefit estimator have been developed to assist you in estimating your potential retirement benefit. Plan C and Plan D factors are also listed below.  Factors used in the benefit estimator tool are subject to change.  This tool should only be used for estimating your retirement.  A final retirement benefit can only be assigned by a TRB staff member after the receipt and processing of a completed retirement application.

**Recent legislation has changed the Plan C and D reduction and annuity factors. The new factors depend on when you became vested (100 qualifying months of service) in the CTRS.**

• Understand Calculator Limitations and Assumptions
• Learn more about Additional Service Credit  
• Payment Plan C and Payment Plan D Reduction Factors (vested before 07/01/2019)
• Payment Plan C and Payment Plan D Reduction Factors (vested on or after 07/01/2019)
• Benefit Estimator