NOTICE: The Office of the Healthcare Advocate is currently closed to public visitors as a protective measure for the safety of customers and staff. We will continue to provide services by email and telephone. The Office of the Healthcare Advocate may be contacted by utilizing our on-line services on our website, by calling our main number at 1-866-466-4446 or by emailing us at

Long-Term Care Insurance 

Long-term care insurance is designed to cover the costs of nursing home care, which can be several thousand dollars each month. Long-term care is usually not covered by health insurance except in a very limited way. Medicare covers very few long-term care expenses. There are many plans and they vary in costs and services covered, each with its own examining x-ray

For a listing of individual long term care policies approved in Connecticut is available on-line at:, once you are on that page, go under the Consumer Affairs Division; under Information and Brochure section; and click on Long Term Care.

More detailed information is given in A Shopper's Guide to Long-Term Care Insurance. Contact your State Insurance Department for a copy. In Connecticut, call 1-800-203-3447.

Another good source of information is The Consumer's Guide to Long-Term Care Insurance. For a free copy, write to: Health Insurance Association of America, 555 13th St., N.W., Suite 600 East, Washington, D.C. 20004.