TRICARE

TRICARE is the health care program for uniformed service members, retirees, and their families. It provides comprehensive health coverage to ensure military families have access to high-quality healthcare services.


TRICARE coverage is available to:

TRICARE Program Options

TRICARE offers several different health plan options to meet the diverse needs of military families:


TRICARE Prime

  • Similar to an HMO plan
  • Provides the most comprehensive coverage with the lowest out-of-pocket costs
  • Requires enrollment and assignment to a primary care manager (PCM)
  • Active duty service members must enroll in TRICARE Prime

TRICARE Select

  • Self-managed, preferred provider option
  • Offers more flexibility in choosing providers
  • No referrals required for most services
  • Higher out-of-pocket costs than TRICARE Prime



TRICARE For Life

  • Medicare wraparound coverage for TRICARE beneficiaries who have Medicare Part A and Part B
  • Serves as secondary payer to Medicare
  • Minimal out-of-pocket costs

 

 

TRICARE Reserve Select

  • Premium-based health plan available to qualified National Guard and Reserve members
  • Similar benefits to TRICARE Select

 

TRICARE Young Adult

  • Premium-based health care plan available for qualified adult children up to age 26
  • Available in Prime or Select options

 

Using TRICARE with Other Insurance

If you have other health insurance in addition to TRICARE (such as through a civilian employer), TRICARE acts as the secondary payer. You must file claims with your primary insurance first before TRICARE will process the claim.


When transitioning out of the military, it's important to understand your healthcare options:

For assistance with TRICARE issues, you can contact TRICARE directly or reach out to OHA for guidance on navigating any challenges with your military health benefits.

 

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