For Employers

Employers play a crucial role in providing health coverage for many Connecticut residents. The Office of the Healthcare Advocate offers resources and assistance to help employers navigate health insurance options and address employee benefit concerns.

Types of Employer Health Plans

Employer Responsibilities

COBRA Administration

Employers with 20 or more employees must offer COBRA continuation coverage to qualified beneficiaries who lose group health coverage due to certain qualifying events.

Employers must:
  • Provide timely COBRA notices to eligible employees and dependents
  • Allow continuation coverage for 18 to 36 months, depending on the qualifying event
  • Process COBRA premium payments
  • Communicate with insurance carriers about COBRA enrollees

ACA Compliance

Depending on company size, employers may need to comply with Affordable Care Act requirements:

  • Applicable Large Employers (50+ full-time equivalent employees) must offer affordable, minimum value coverage to full-time employees
  • Report health coverage information to the IRS and employees
  • Adhere to the employer shared responsibility provisions

 

How OHA Can Help Employers

The Office of the Healthcare Advocate can assist employers with:

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