Access Health CT Marketplace offers plans for individuals and families without employer coverage.
What you get:
- Multiple plan options from private insurers
- All plans cover essential health benefits
- Four metal categories: Bronze, Silver, Gold, Platinum
- No denial for pre-existing conditions
Financial help available:
- Premium Tax Credits: Reduce monthly costs for incomes 100-400% of Federal Poverty Level
- Cost-Sharing Reductions: Lower deductibles and copays for incomes below 250% FPL
- Based on projected annual income
When to enroll:
- Open Enrollment: November 1 - January 15 annually
- Special Enrollment: 60 days after life events like losing coverage, marriage, having a baby, or moving
- Coverage begins first day of the month after you enroll
Best for: Self-employed individuals, people between jobs, or those whose employers don't offer insurance
Have questions? We can help.