• Everyone needs:
• Food
• A place to live
• Clothes
• People want things like:
• A music CD
• Dinner at a restaurant
• A vacation

You Might Have to Save Money
• You may not have enough money: 
   o To buy everything you need 
   o To buy everything you want
• You might have to wait.
• You might have to save your money.

“Think, Plan, and Do” to Save
• Use 3 steps to save for something you want: 
   1. Think about what you need or want 
   2. Plan how you will save your money 
   3. Do save your money in a safe place
• Then buy it when you save enough

1. The First Step is to Think
• Do you need it?
• Do you really want it?
• If you need it or really want it, ask yourself: 
   o Do you need it now? 
   o Can it wait for later? 
   o How much does it cost? 
   o How much money do you have now? 
   o How much will you need to save?

2. The Second Step is to Plan
• How can you save money?
• Here are some ways to save: 
   o Stop buying sodas every day 
   o Only go out to eat once a month
   o Work more hours 
   o Save a dollar a day
• Put the money away: 
   o In your bank 
   o In a locked box
• Do not spend it.