Insurance Department Commissioner, Andrew N. Mais urges consumers to research their coverage options as we enter the Open Enrollment period beginning November 1^st. Consumers are strongly encouraged to take the time to fully understand what their coverage options, premiums and out-of-pocket costs are, and to also understand how they work before purchasing a Health Insurance Plan.

“As Open Enrollment is now upon us, this is the best time to shop around and find a product that is right for you and your family,” Commissioner Mais said. “Consumers should research if the plan comes with protections required by Connecticut and/or federal law and is marketed by a licensed insurance carrier or licensed broker in Connecticut.”

Consumers interested in learning how the different health plans compare, can view the 2022 Consumer Report Card online.

Consumers looking to purchase a plan through the health plan exchange can start browsing online at AccessHealthCT.com.

Open Enrollment begins November 1 and runs through January 15, 2023.

Consumers who enroll by December 15 will have coverage beginning on January 1, 2023.

Consumers who enroll December 16 through January 15, 2023, will have coverage beginning on February 1, 2023.

Residents may work with a certified broker or enrollment specialist in their community is to find a plan that is right for them. To find a certified broker or enrollment specialist, visit the Get Help webpage.

Access Health CT (AHCT) is hosting enrollment fairs throughout the state during the Open Enrollment period. In addition, residents may visit any of AHCT’s Navigator partner locations for expert help from enrollment specialists.

There are several ways to get health insurance. Some people buy coverage on their own. Many people get coverage through their employer or a family member's employer. Others are covered through public programs like Medicare and Medicaid or buy on the health exchange at: AccessHealthCT.com.

Anyone with questions can contact the Connecticut Insurance Department by email at insurance@ct.gov or by calling 860-297-3900.

Additional resources:

• List of licensed carriers selling ACA-compliant plans in Connecticut.
• Access Health CT - the state health insurance exchange
• Lookup a License