What is a Motor Vehicle Physical Damage Appraiser (MVPD)?

APPRAISER – Person who surveys the property (motor vehicle) to determine its insurable value or the amount of loss sustained.  He/she does this by writing up an estimate (appraisal) of the repairs required.

MOTOR VEHICLE PHYSICAL DAMAGE (MVPD) APPRAISER – Motor Vehicle Physical Damage Appraiser means any person who or which practices as a business the appraising of damages to motor vehicles insured under automobile physical damage policies or on behalf of third party claimants. (REF: CGS §38a-790)

MOTOR VEHICLE PHYSICAL DAMAGE APPRAISAL – Written appraisal of damage or loss to a motor vehicle caused by collision, overturn, fire, theft, vandalism, or malicious mischief.

MOTOR VEHICLE PHYSICAL DAMAGE APPRAISER EDUCATION - Connecticut does NOT require pre-licensing education. You may want to use the following three study guides to prepare for your exam:

  1. Pearson VUE
    home.pearsonvue.com/ct/insurance – Information Booklet also has helpful information.
  2. Motor Crash Estimating Guide, Hearst Business Publishing INS-ADJ-001
  3. Auto Estimatics, Vale National Training Center.   INS-ADJ-002
  4. Jacobs, David H. Jr., How to Repair & Restore Bodywork, Motorbooks InternationalINS-ADJ-019
  5. Auto Physical Damage Basics, Pictorial, Indiana, Second Edition.
Once you have passed, you can apply for the license by going to the National Insurance Producer Registry (NIPR). Under Licensing Center, select “Apply for a New License.”. The Motor Vehicle Physical Damage Appraiser application fee is $130.00.


Take the Connecticut written exam or current equivalent license in any other state. Applicants must take a written examination administered by Pearson VUE.