What Connecticut Drivers Should Know About Rising Auto Repair and Insurance Costs

Recent news about tariffs on imported vehicles and parts has raised questions about how this might affect the cost of owning and insuring a car. The Connecticut Insurance Department (CID) wants consumers to understand how changes like these could impact their wallets and what steps they can take to stay protected and save money.

What You Should Know:

• When repair or replacement costs go up, insurance premiums often follow.
• Over the past three years, car repair costs have risen 27%, according to Labor Department data.
• Tariffs on car parts could make repairs more expensive or harder to access, which may lead to higher premiums for policyholders.

What You Can Do:

• If your car needs maintenance or repairs, consider fixing it now before costs increase or parts become delayed.
• Shop around for insurance. Prices vary between companies, and you may find better value for your needs.
• Take time to review your policy to make sure it still fits your needs in case something unexpected happens.

How CID Can Help

You don’t have to navigate rising costs and insurance questions alone. The CID can help explain your coverage, answer your questions, and assist with complaints. We also offer consumer resources to help you make informed choices and prepare for the unexpected.

For questions or more information on this and any insurance topic, please contact the Connecticut Insurance Department at insurance@ct.gov or by calling 860-297-3900 or find us online.