CONSUMER NOTICE – June 15, 2023

The boat at the dock


With boating season upon us, the Connecticut Insurance Department (CID) wants to inform consumers about a potential discount available to motorboat owners who hold insurance policies for recreational purposes.

In accordance with CT Gen Stat § 38a-684, if you have an insurance policy for a motorboat used for recreational purposes, and the motor exceeds five horsepower, you are eligible for a premium discount. To qualify, you must provide proof of successfully completing a safe boat handling course approved by the Commissioner of Energy and Environmental Protection.

How to Benefit and Ensure Eligibility:

  • Contact your insurance carrier: Reach out to your insurance provider and inquire about the premium discount for completing a safe boat handling course.
  • Provide proof of completion: Provide your insurer with the necessary documentation or certificate indicating your successful completion of an approved safe boat handling course.
  • Enjoy your rate credit: Once your insurer verifies your eligibility, they will apply the rate credit you are entitled to, resulting in potential premium savings.

Take advantage of this premium discount option to ensure both your safety and financial well-being on the water.

For any questions or further assistance, please contact the Connecticut Insurance Department.

Boating Safety Information

Enjoy a fun and safe boating season!