Under the Fair Credit Reporting Act (FCRA), all consumer reporting companies are required to provide you a copy of the information in your report if you request it.

If you want to order your credit report by phone, call Annual Credit Report: 1-877-322-8228

If you want to order your credit report online, go to www.AnnualCreditReport.com

Answer questions from a recorded system or online. You will have to give your address, Social Security number, and birth date.

Make sure that you choose to show only the last four numbers of your Social Security number. It is safer than showing your full Social Security number on your report.

You will have to answer other questions that only you know. If you cannot answer the questions or answer them wrong, you will have to mail a request