Connecticut Higher Education Trust


Announcement from Connecticut State Treasurer Shawn T. Wooden

On February 8, 2021, Connecticut State Treasurer and Trustee of the Connecticut Higher Education Trust (CHET), Shawn T. Wooden, relaunched the State’s 529 college savings plan under new program manager, Fidelity Investments. Click here to read the press release.


Our office has transitioned to Fidelity Investments as the plan manager. Participants should visit the Fidelity CHET Transition website at for more information on the transition of your 529 account and how to activate.


On or after February 8, 2021

  • Your plan will need to be activated. Please visit for detailed instructions on how to activate as well as next steps for your account.



About the Connecticut Higher Education Trust

The Connecticut Higher Education Trust (CHET) is a state-sponsored, tax-advantaged 529 college savings plan that's helping families and individuals plan for the cost of higher education. Its goal is to help families save for college, the State of Connecticut offers the Connecticut Higher Education Trust (CHET), Connecticut's 529 College Savings Plan. Treasurer Shawn T. Wooden is Trustee of CHET.

CHET is a tax-advantaged, low cost savings program specifically designed to help families save for future college costs. The funds can be used at accredited colleges and universities across the country, including vocational and technical schools, and some colleges abroad.

CHET features state and federal tax free earnings and withdrawals on qualified higher education expenses. Connecticut families can take an income tax deduction (up to $5,000 for single filers, $10,000 for joint filers) on contributions to CHET accounts. Please click CHET Disclosure Booklet to download a PDF file to read for more information.

The CHET Direct program offers on-line enrollment. A CHET account can be opened by any individual, including a grandparent, family friend or neighbor. CHET Direct is professionally managed by Fidelity Investments which has more than 70 years of investment experience and currently manages 529 assets for more than 1 million participants nationwide. It has 37 professional managed investment portfolios. For information or materials call 1-888-799-CHET (2438) or visit

The Treasurer established the CHET Advisor, the advisor-sold 529 program with the Hartford Financial Services company (until March 22, 2021). The CHET Advisor plan has 18 investment options. For information, call 877-407-2828 or visit

CHET Advance Scholarship

The CHET Advance Scholarship is an annual program offered by the Connecticut State Treasurer’s Office to help Connecticut students pay for college.

For more information, visit CHET Advance Scholarship on the Treasury website or

In 2021, the CHET Advance Scholarship will be revamped in new and exciting ways with conjunction with our new program manager, Fidelity Investments. Stay tuned for more information on the CHET Advance Scholarship.

CHET Baby Scholars
CHET Baby Scholars encourages savings for newborns and newly-adopted children. Newborns residing in Connecticut, up to one year old, and newly-adopted children, not later than the first anniversary of the adoption, are eligible to have a grant in the amount of $100 deposited into a CHET account. If an additional $150 is saved in the account by the time the child is four (or, in the case of adoption, by the fourth anniversary of the adoption), the family is eligible to receive an additional $150. For more information, visit


Check CHET Out!

Computer Icon Visit the CHET Transition website:

Computer Icon Visit the CHET Direct website:
Phone Icon Call the CHET Direct toll-free telephone center, 1-888-799-CHET (2438), Monday through Friday between 8 am and 9 pm.

Computer Icon Any issues with CHET Call Center – let us know : Send email to