Consumer Credit Division

Contact the Division

Consumer Credit Licensees 
as of January 3, 2020
Bona Fide Nonprofit Organizations 
6
Check Cashing Services
   - Branch Offices 
50
66
Consumer Collection Agencies
   - Branch Offices
594
250
Debt Adjusters Non Profit
   - Branch Offices
Debt Adjusters For Profit
25
13
3
Debt Negotiators
   - Branch Offices
5
1
Lead Generators
4
Loan Processors/Underwriters 167
Money Transmitters 128
Mortgage Brokers
   - Branch Offices
194
25
Mortgage Correspondent Lenders
   - Branch Offices
30
6
Mortgage Lenders
   - Branch Offices
332
781
Mortgage Loan Originators 6778
Mortgage Servicers
   - Branch Offices
84
42
Sales Finance Companies
   - Branch Offices
120
57
Small Loan Companies
   - Branch Offices
54
9
Student Loan Servicers
   - Branch Offices     
40
10

 

In addition to its licensing authority, the Consumer Credit Division also administers various laws related to consumer credit issues. Administrative orders relating to consumer credit issues may be found on this web site.

Connecticut is one of five states that the Federal Reserve Board exempts from the federal Truth in Lending Act. This permits local enforcement of the Truth in Lending Law.

Contact the Consumer Credit Division:

Consumer Questions or Complaints?

Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800

Telephone:  (860) 240-8200 or toll-free at 800-831-7225
Fax:  (860) 240-8215

Key staff may be contacted via Email:

Carmine T. Costa, Division Director
carmine.costa@ct.gov

Christina M. Kaiko, Department Manager (Licensing)
christina.kaiko@ct.gov  

Michael Lentini, Department Manager
michael.lentini@ct.gov