Consumer Credit Division

Contact the Division

Consumer Credit Licensees 
as of January 2, 2019
Bona Fide Nonprofit Organizations 
6
Check Cashing Services
   - Branch Offices 
51
66
Consumer Collection Agencies
   - Branch Offices
591
250
Debt Adjusters Non Profit
   - Branch Offices
Debt Adjusters For Profit
25
11
5
Debt Negotiators
   - Branch Offices
6
1
Lead Generators
5
Loan Processors/Underwriters 177
Money Transmitters 122
Mortgage Brokers
   - Branch Offices
183
17
Mortgage Correspondent Lenders
   - Branch Offices
31
5
Mortgage Lenders
   - Branch Offices
319
708
Mortgage Loan Originators 6592
Mortgage Servicers
   - Branch Offices
101
47
Sales Finance Companies
   - Branch Offices
118
52
Small Loan Companies
   - Branch Offices
42
6
Student Loan Servicers
   - Branch Offices     
34
8

 

In addition to its licensing authority, the Consumer Credit Division also administers various laws related to consumer credit issues. Administrative orders relating to consumer credit issues may be found on this web site.

Connecticut is one of five states that the Federal Reserve Board exempts from the federal Truth in Lending Act. This permits local enforcement of the Truth in Lending Law.

Contact the Consumer Credit Division:

Consumer Questions or Complaints?

Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800

Telephone:  (860) 240-8200 or toll-free at 800-831-7225
Fax:  (860) 240-8215

Key staff may be contacted via Email:

Carmine T. Costa, Division Director
carmine.costa@ct.gov

Christina M. Kaiko, Department Manager (Licensing)
christina.kaiko@ct.gov  

Michael Lentini, Department Manager
michael.lentini@ct.gov