Consumer Credit Division

Contact the Division

Consumer Credit Licensees 
as of July 1, 2019
Bona Fide Nonprofit Organizations 
6
Check Cashing Services
   - Branch Offices 
54
67
Consumer Collection Agencies
   - Branch Offices
613
251
Debt Adjusters Non Profit
   - Branch Offices
Debt Adjusters For Profit
25
12
4
Debt Negotiators
   - Branch Offices
6
1
Lead Generators
5
Loan Processors/Underwriters 199
Money Transmitters 126
Mortgage Brokers
   - Branch Offices
194
26
Mortgage Correspondent Lenders
   - Branch Offices
31
6
Mortgage Lenders
   - Branch Offices
328
770
Mortgage Loan Originators 7450
Mortgage Servicers
   - Branch Offices
97
44
Sales Finance Companies
   - Branch Offices
119
55
Small Loan Companies
   - Branch Offices
48
6
Student Loan Servicers
   - Branch Offices     
41
10

 

In addition to its licensing authority, the Consumer Credit Division also administers various laws related to consumer credit issues. Administrative orders relating to consumer credit issues may be found on this web site.

Connecticut is one of five states that the Federal Reserve Board exempts from the federal Truth in Lending Act. This permits local enforcement of the Truth in Lending Law.

Contact the Consumer Credit Division:

Consumer Questions or Complaints?

Connecticut Department of Banking
Consumer Credit Division
260 Constitution Plaza
Hartford, CT 06103-1800

Telephone:  (860) 240-8200 or toll-free at 800-831-7225
Fax:  (860) 240-8215

Key staff may be contacted via Email:

Carmine T. Costa, Division Director
carmine.costa@ct.gov

Christina M. Kaiko, Department Manager (Licensing)
christina.kaiko@ct.gov  

Michael Lentini, Department Manager
michael.lentini@ct.gov