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State of Connecticut - Insurance Department


September 21th, 2020

Notice Of Public Comment For National Council On
Compensation Insurance Rate and Loss Cost Filing
Effective January 1, 2021

To view the filing:

Click here to view the filing in PDF: Voluntary Advisory Loss Costs, Assigned Risk Rates, and Rating Values Filing Proposed Effective January 1, 2021

(This rate filing is in a protected PDF format provided by the NCCI. If you need to access the content in an alternate format please contact NCCI representative Justin Moulton at


Access it through the CID’s online SERFF site (see instructions below)

To review the filings in SERFF go to “Form Filing” on the Department’s website

  1. Select BEGIN SEARCH
  2. Scroll down and select ACCEPT to enter the CT SERFF system
  3. Select PROPERTY & CASUALTY under Business Type
  4. Type in NCCI under Company Name
  5. Enter 9/17/2020 under both the “Start Submission Date” and “End Submission Date”
  6. Select SEARCH and click on the “Rate” filing

Commissioner Andrew N. Mais today announced a thirty (30) day period of public comment on the National Council on Compensation Insurance’s (“NCCI”) voluntary loss cost and assigned risk rate filing. The Connecticut Insurance Department (“Department”) has summarized the filing and provided a link to the filing including supporting documentation. The Department does not intend to hold a public hearing concerning this filing. However, interested parties are encouraged to provide comments concerning the subject filing to Cathleen Cirone, Insurance Associate Examiner at the address provided below or via email.

NCCI is proposing that the Department approve an overall average change of -1.8% to the current voluntary loss costs and an overall average change of -1.4% to the current assigned risk rate level. The new loss costs and assigned risk rates which are the subject of this Public Notice take effect on January 1, 2021.

Although considered, since the combined impact and direction of all direct and indirect COVID-19-related forces is unknown, no explicit adjustment has been made in this year’s analysis at an overall or individual classification code level.

The proposed change in Advisory Loss Costs reflects the following pure premium level change, and the proposed change in Assigned Risk Market Rates reflects the following rate level changes:

Industry Group Voluntary Market Average
Loss Cost Change (%)
Assigned Risk Average
Rate Change (%)
 Manufacturing  +0.4% +0.8%
 Contracting -2.4% -2.0%
 Office & Clerical -1.9% -1.5%
 Goods & Services -2.4% -2.0%
 Miscellaneous -2.0% -1.6%
 Overall Change -1.8% -1.4%

The key components of the Advisory Loss Costs and Assigned Risk Market Rate changes are comprised of the following elements:

Key Component Voluntary Premium
Level Change (%)
Assigned Risk Premium
Level Change (%)
 Experience and Development  -3.8% -3.8%
 Trend +0.9% +0.9%
 Benefits +0.4% +0.4%
 Loss-Based Expenses/Expenses +0.7% +1.1%
 Overall Change -1.8% -1.4%

The public may contact Cathleen Cirone in the Property and Casualty Division with questions and comments concerning this filing.

Cathleen Cirone
Insurance Associate Examiner
Property & Casualty Division
State of Connecticut
Insurance Department
P.O. Box 816
Hartford, CT 06142-0816
Telephone: 860-297-3870