State of Connecticut - Insurance Department

October 30, 2019
CONTACT: Jim Carson, 860-297-3958

Commissioner Approves Decreases in Workers Comp Insurance
for Sixth Straight Year

Loss costs decrease 2.9% and assigned risk rate decrease 4.5% for 2020


Commissioner Andrew N. Mais announced that the Connecticut Insurance Department (CID) has approved decreases of 2.9 percent to workers compensation pure premium loss costs and a 4.5 percent reduction in rates for assigned risk. These reductions mark a sixth consecutive year drop.

“The loss costs and assigned risk rates have steadily gone down over the last six years – and has helped businesses better control workers compensation insurance costs - one of their critical operating expenses,” Commissioner Mais said. “This reflects an ongoing decrease in the number of workplace injuries and claims filed and on average, lower medical costs per claim.”

The Department approved the filing of the National Council on Compensation Insurance (NCCI), which compiles data annually from the workers compensation market in Connecticut and countrywide in order to annually propose rate adjustments for the ensuing year.

The changes take effect January 1, 2020.

About the Connecticut Insurance Department: The mission of the Department is to protect consumers through regulation of the industry, outreach, education and advocacy. In FY 2018, the Department recovered more than $4.5 million on behalf of consumers and regulates the industry by ensuring carriers adhere to state insurance laws and regulations and are financially solvent to pay claims. The Department’s annual budget is funded through assessments from the insurance industry. For every dollar of direct expense, the Department brings in about $8.35 to the state in revenues. In FY 2018, the Department returned more than $145 million in assessments, fees, fines and penalties, and taxes to the state’s General Fund.
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