Disaster Preparedness and Recovery

Connecticut is at risk for many types of disasters including catastrophic weather and health pandemics. The Connecticut Insurance Department (CID) offers resources year round to help you prepare for the worst and recover as quickly as possible. In the event of a disaster, the CID will:
  • Keep you in touch with your insurer
  • Work with state and federal emergency personnel to quickly get insurers to damaged areas
  • Expedite the claims process to help you recover your losses, rebuild your life and livelihood

Summer/Fall: Atlantic Hurricane Season - June 1 to November 30

The 2018 Atlantic Hurricane season officially arrives June 1. It is essential to be prepared when it comes to protecting property and making sure you are adequately insured and understand your coverage. The resources on this page can help homeowners prepare and safeguard property.
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Hurricane Season - Current Tropical Storm Activity

Fast Facts
What's the Risk In Connecticut
  • CT has $675 billion worth of property insured on its coastline, 6th highest of 18 Atlantic states
  • The value of CT insured coastal property is 65 percent of all insured property in the state, 3rd behind FL and NY
Did you know...?
  • Flooding is not covered by standard homeowner's insurance
  • Flood insurance is available through the National Flood Insurance Program
  • To learn more about flood insurance and how to acquire it: visit www.floodsmart.gov
Catastrophe Preparation and Response Resources

   Before the disaster strikes:
   Recovering from Disaster:
  • Contact your insurer as soon as possible
  • Take photos of the damage
  • DO NOT make permanent repairs until your insurer has inspected the property
  • Keep a diary of all contact, conversations with your insurer

   Helpful Resources:

Remember when disaster strikes: Contact the CID if you have difficulty reaching your insurer, have a claims dispute or have questions on any insurance-related topic. By phone: 800-203-3447 or 860-297-3900 or use our online options.
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