State of Connecticut Insurance Department

This office is currently closed to public visitors for the safety of customers and staff. The department will continue to provide services by email and telephone. Consumers with questions can call 860-297-3900. Insurance companies and licensees can call 860-297-3800 directly. Service of process on the Insurance Commissioner will be accepted Tuesdays & Thursdays, 9 a.m. to 3 p.m. (Mondays and Tuesdays, 9 a.m. to 3 p.m. for the weeks of December 20 and 27).
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View All Long-Term Care Rate Filings and Decisions

Latest Long-Term Care Rate Filings and Decisions
04/15/2021 Transamerica Life Insurance Company – Individual (Legacy)
Rate Request: 20 percent increase
Decision: Under Review
Public Comment Period: Will remain open until filing is closed
04/15/2021 Transamerica Life Insurance Company – Individual (TransCare and TransGeneration series)
Rate Request: 20 percent increase
Decision: Under Review
Public Comment Period: Will remain open until filing is closed
03/25/2021 Prudential Insurance Company of America – Group (GLTC2 series)
Rate Request: 74.6 percent increase
Decision: Disapproved, limited to 10% increase
03/25/2021 Provident Life and Accident Insurance Company – Individual (2003-2009)
Rate Request: 124.2 percent average increase (77.5%-180.9%)
Decision: Disapproved, reduced to 11%-30% annually for three years
03/10/2021 Genworth Life Insurance Company – Individual (2012-2014)
Rate Request: 51.6 percent increase
Decision: Disapproved, limited to 30% increase
02/24/2021 Genworth Life Insurance Company – Individual (Choice I)
Rate Request: 60.9 average percent increase
Decision: Disapproved, limited to 10-15%
02/18/2021 Brighthouse Life Insurance Company – Individual (LTC4, LC4)
Rate Request: 50 percent increase
Decision: Disapproved, limited to 25%
02/04/2021 Continental Casualty Company – Individual (1998-2003)
Rate Request: 131.9 percent
Decision: Under Review
Public Comment Period: Will remain open until filing is closed
01/11/2021 LifeSecure Insurance Company – Individual (2014-2018)
Rate Request: 13.9 percent
Decision: Under Review
Public Comment Period: Will remain open until filing is closed
01/05/2021 CMFG Life Insurance Company – Individual (2002-2009)
Rate Request: 150.0 percent (16.5% each year for 6 years)t
Decision: Limited to 16.5% for 3 years
01/05/2021 CMFG Life Insurance Company – Individual (2006-2010)
Rate Request: 150.0 percent (16.5% each year for 6 years)
Decision: Disapproved, limited to 16.5% for 3 years
12/11/2020 Continental Casualty Company – Group (1988-2011)
Rate Request: 84.5 percent
Decision: Disapproved, limited to 15%
12/08/2020 Lincoln National Life Insurance Company – Individual (1991-1996)
Rate Request: 30 percent increase
Decision: Approved
12/01/2020 Unum Life Insurance Company – Individual (1992-2003)
Rate Request: 7.5% average increase (0.0% - 19.2% range)
Decision: Approved
11/20/2020 MedAmerica Insurance Company – Individual (SPL2)
Rate Request: 27.62 average percent increase
Decision: Approved
11/20/2020 Genworth Life Insurance Company – Group (2005-2017)
Rate Request: 65.1 percent increase
Decision: Disapproved, limited to 15%
11/20/2020 Transamerica Premier Life Insurance Company – Group (NEA)
Rate Request: 40 percent increase
Decision: Disapproved, limited to 15%
11/12/2020 Continental General Insurance Company – Individual
Rate Request: 425.2 average percent increase
Decision: Disapproved, limited to 40% increase
10/22/2020 Brighthouse Life Insurance Company – Individual (1990-2001)
Rate Request: 173.0 percent increase
Decision: Disapproved, limited to 50%
08/07/2020 John Hancock Life Insurance Company (USA) – Individual (1991-2015)
Rate Request: 68.3 percent average increase
Decision: Limited to a 10-50% increase
07/07/2020 RiverSource Life Insurance Company – Individual Nursing-Home (1993-1999)
Rate Request: 55.6 percent increase
Decision: Disapproved, limited to a 40% increase
07/07/2020 RiverSource Life Insurance Company – Individual (2000-2003)
Rate Request: 62.2 percent increase
Decision: Disapproved, limited to a 30% increase
06/26/2020 RiverSource Life Insurance Company – Individual Nursing-Home (1997-2002)
Rate Request: 66.9 percent increase
Decision: Disapproved, limited to a 10% increase
06/26/2020 Allianz Insurance Company – Individual (1994 to 2002)
Rate Request: 118 percent average increase
Decision: Disapproved, limited to a 50% increase
06/23/2020 Northwestern Long-Term Care Insurance Company – Individual (2002-2010)
Rate Request: Average increase of 9.2 percent
Decision: Approved
06/23/2020 Allianz Insurance Company – Individual (2001 to 2005)
Rate Request: 34 percent average increase
Decision: Disapproved, limited to a 15% increase
06/23/2020 MedAmerica Insurance Company – Individual Partnership (2012 to 2016)
Rate Request: 22.0 percent average increase
Decision: Reduced, limited to a 10% increase on inflation policies
06/23/2020 MedAmerica Insurance Company – Individual (2012 to 2016)
Rate Request: 22.6 percent average increase
Decision: Reduced, limited to 10% increase on inflation policies
06/23/2020 Prudential Insurance Company of America – Group (1998-2009)
Rate Request: 37.6 percent average increase
Decision: Disapproved, limited to 0-10% increase
06/01/2020 Bankers Life & Casualty Company – Individual (2002-2005)
Rate Request: 30 percent increase
Decision: Approved
06/01/2020 Metropolitan Life Insurance Company – Group (AARP-1998)
Rate Request: 19 percent average increase
Decision: Approved
06/01/2020 Metropolitan Life Insurance Company – Group (AARP-2008)
Rate Request: 19 percent average increase
Decision: Approved
06/01/2020 Metropolitan Life Insurance Company – Group (AARP-2004)
Rate Request: 19 percent average increase
Decision: Approved
05/21/2020 Berkshire Life Insurance Company of America – Individual (2004-2012)
Rate Request: 34.9% percent increase
Decision: Disapproved, limited to 10% or 19.5% increase
05/21/2020 NewYork Life Insurance Company – Individual (1997 to 2004)
Rate Request: 17.1 percent increase
Decision: Approved
05/21/2020 NewYork Life Insurance Company – Individual (2002 to 2012)
Rate Request: 49.5 percent increase
Decision: Approved
05/21/2020 Metropolitan Life Insurance Company – Large Group
Rate Request: 40.8 percent increase
Decision: Disapproved, limited to 10%
05/21/2020 Prudential Insurance Company of America – Individual (1999-2012)
Rate Request: 79 percent average increase
Decision: Disapproved, limited to a 10% increase
05/05/2020 MedAmerica Insurance Company – Individual (SPL-336)
Rate Request: 95.6 average percent increase
Decision: Disapproved, limited to a 30% increase
05/05/2020 MedAmerica Insurance Company – Individual (2000 to 2012)
Rate Request: 105.7 average percent increase
Decision: Disapproved, limited to a 30% increase
04/28/2020 MedAmerica Insurance Company – Group (2002 to 2007)
Rate Request: 128.1 average percent increase
Decision: Disapproved, limited to a 10% increase
04/28/2020 MedAmerica Insurance Company – Individual (1999 to 2004)
Rate Request: 77.7 average percent increase
Decision: Disapprove, but limited to a 15% increase
04/28/2020 MetLife Insurance Company – Individual
Rate Request: 9.4%-91.7% average increase
Decision: Disapproved, limited to 0.0%-33.54% increase
04/01/2020 Genworth Life Insurance Company – Individual (2002 to 2005)
Rate Request: 17.1 average percent increase
Decision: Approved
03/31/2020 Genworth Life Insurance Company – Individual (From 2004 to 2012)
Rate Request: 39.9 percent increase
Decision: Approved
01/30/2020 Brighthouse Life Insurance Company – Individual (1990-2001)
Rate Request: 170.0 percent increase
Decision: Disapproved