Department of Housing

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• Affordable Housing Funding Opportunities

  The state provides gap funding for projects and programs that create homeownership opportunities for eligible households throughout the State.  

• Connecticut Housing Finance Authority

  Anyone looking to purchase a home can research the CHFA's affordable mortgage programs and find home-buying resources.  Assistance also is available for homeowners facing foreclosure, through an Emergency Mortgage Assistance Plan.

• Rental Assistance Program (RAP)

  Residents with low incomes can receive a monthly rent subsidy through the Rental Assistance Program (RAP).  After people find housing, the state pays a subsidy directly to the landlords every month and the tenants pay the difference between the rental cost and the subsidy.

• HUD-Associated Rental Housing

  "Looking for HUD-Assisted Rental Housing in Connecticut" directory (HUD Blue Book) lists subsidized rental housing sites for low-income families and elderly or disabled adults in Connecticut. HUD's website ( www.hud.gov ) can also be searched for current listings of Connecticut HUD-financed properties. To order the directory, call 860-240-4800 (press option 3); allow at least 7-10 days for delivery.

• Grants for Accessibility Program

  The state funds the Grants for Accessibility program that assists low to moderate income homeowners with disabilities make accessibility modifications to their single-family homes and provide critical capital improvements.

• Emergency Shelters

  The state supports emergency shelters for individuals and families experiencing homelessness. Anyone in need of emergency shelter should contact 2-1-1 for immediate assistance.  

• CT Housing Search

  Property owners and those seeking apartments can list and peruse rental housing available anywhere in the state free of charge. Resources also are available for senior citizens and individuals with disabilities looking for housing.

• CHAMP

  The state provides gap funding in the form of loans and grants to owners of existing multifamily properties and developers of proposed new multifamily properties to increase the supply of safe, decent and affordable rental housing statewide.  

• Annual Funding Schedule

  The Department of Housing posts a schedule of funding rounds at the beginning of each fiscal year to provide a predictable timetable of the agency's funding for developers, public housing authorities, municipalities and other interested parties seeking funding to construct new affordable housing or preserve existing affordable housing.

• Section 8 Housing Choice Voucher

  Eligible tenants in newly-constructed, rehabilitated and existing rental and cooperative apartment projects could receive rental subsidies through the federal Housing and Urban Development Section 8 Program.  Applicants for the program must meet the income limits. Anyone interested in registering to receive automatic notice of the opening of any Section 8 Housing Choice Voucher waitlists can go to http://www.cthcvp.org.

• Pre-Development Loan Program

  Housing developers seeking assistance with pre-development costs related to the construction, rehabilitation or renovation of housing for low-and moderate-income individuals and families can seek help from the state. The Department of Housing has a new streamlined application process for its pre-development loan program.

• Incentive Housing Zone Program

  The State provides financial incentives to municipalities seeking to create Incentive Housing Zones (IHZ) to promote the expansion of market-rate and affordable housing opportunities.  

• Eviction and Foreclosure Prevention Program

  This program prevents evictions and foreclosures through mediation and a Rent Bank. A trained mediator meets with tenants and landlords or homeowners and lenders to resolve disputes which may include unpaid rent or mortgage payments, repairs, housing code violations and communication problems. The Rent Bank provides funds to help pay rent or mortgage arrears.

• Emergency Mortgage Assistance Program

  Eligible homeowners facing foreclosure due to financial hardship may be eligible for temporary monthly mortgage payment assistance for up to five years. An EMAP loan is secured by a fixed-rate, subordinate mortgage on the homeowner's residence.

• CDBG Small Cities

  Through the CDBG-Small Cities Program, the state provides funding and technical support to municipalities with populations of less than 50,000 for projects that achieve local community, affordable housing, and economic development objectives, principally benefiting low- and moderate-income persons.