Post Retirement Health Insurance Benefits
As a retired member, you and your spouse are eligible for subsidized health benefits (PDF 33KB) that are funded in part from active teacher 1.25% supplemental contributions and state appropriations. CTRB currently offers a Medicare Supplement Plan for members and/or spouses enrolled in Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). If you and/or your spouse are not participating in Medicare Part A and Part B, you and/or your spouse may choose to remain with your local school district plan and purchase the same health insurance benefits that are available to active teachers.
Retirees with Public School Service: Health Insurance is available to you, your spouse or surviving spouse; or to a disabled dependent if there is no spouse or surviving spouse; from your last employing Board of Education until you become a participant in Medicare Part A and Part B. A subsidy payment is sent directly to your Board of Education to offset your monthly out of pocket cost for your health insurance premium, your spouse's health insurance premium or a disabled dependent’s health insurance premium if there is no spouse. Unless otherwise specified in the contract, the subsidy shall be first applied to any cost borne by the member, spouse, surviving spouse or disabled dependent participating in the plan. A surviving spouse or a disabled dependent retains eligibility for this insurance coverage or the TRB Health Benefits Supplemental Plan unless or until he/she remarries.
Retirees whose last employer is the State of Connecticut should check with their Human Resource (HR) department for eligibility requirements and to obtain the necessary forms and instructions on how to enroll or remain enrolled in the State Employee health insurance plan.
Eligibility for the State Employees health insurance program for a surviving spouse of a retiree is linked to receiving a monthly retirement benefit.
Eligibility for the Teachers’ Retirement Board health insurance program for a surviving spouse of a retiree is not linked to receiving a monthly retirement benefit.
A surviving spouse who remarries is not eligible for either the State Employees or the Teachers’ Retirement Board health insurance program.
For All Retirees:Once you, your spouse or surviving spouse (or a disabled dependent if there is no spouse or surviving spouse) are participating in Medicare Part A and Part B you are eligible to join the Connecticut Teachers’ Retirement Board Health Benefits Supplemental Plan. The required enrollment application may be obtained from our website www.ct.gov/trb. The application must be submitted by the 25th of the 2nd month preceding the effective date of coverage (e.g., May 25th for coverage to be effective July 1st). A surviving spouse becomes ineligible for this plan upon remarriage.
Post Retirement Reemployment: Retired members of the Teachers’ Retirement System who work in public education in Connecticut after their retirement are subject to post retirement reemployment rules and in some cases earnings limitations from that reemployment. Failure to adhere to the rules, limitations and reporting requirements may impact a member’s pension. For additional information refer to the Post Retirement Reemployment bulletin.